Boulder Insurance Fraud Lawyer

Whether you face an investigation for insurance fraud or the state has already filed charges against you, you need a Boulder insurance fraud lawyer who understands how district attorneys prosecute these cases and how criminal courts handle them.

Mike Petrash, founder of Petrash Law, spent eight years as a state prosecutor, where he handled insurance fraud and other criminal cases. As a fraud attorney, he understands how prosecutors build cases and uses that insight to develop strategic defenses for his clients.

What Actions May Lead to Insurance Fraud Charges?

State law allows prosecutors to bring insurance fraud charges for several types of conduct. These cases may involve:

• Staging vehicle accidents
• Misrepresenting how or when an injury or loss occurred
• Claiming losses greater than those you actually incurred
• Intentionally damaging property to support an insurance claim
• Providing false or misleading information on an insurance application
• Seeking disability insurance benefits through false or exaggerated claims
• Accepting payment for covered damages and using those funds for purposes other than completing the repairs that the insurer approved

Insurance companies actively investigate questionable claims and often refer suspected fraud to prosecutors, even when the supporting evidence is limited. If authorities suspect you of fraudulent insurance activity, a Boulder attorney could protect your rights and advocate for your interests while challenging charges that lack a solid factual foundation.

What Penalties Does State Law Impose for Insurance Fraud?

Your defense attorney could explain the specific penalties that may apply if a local prosecutor in Boulder secures a conviction in your insurance fraud case. State law classifies insurance fraud as a Class 5 felony offense and authorizes potential prison sentences ranging from 18 months to 25 years. Judges frequently impose fines of up to $750,000 if a court convicts you of insurance fraud and often order extended probation after your release from confinement.

If you have a criminal conviction for insurance fraud on your record, you may face difficulty obtaining credit, securing suitable housing, or qualifying for many types of employment. You may not avoid every adverse consequence of a conviction, but a lawyer could help you better understand your options and reduce the potential impact on your future.

How Do Lawyers Defend Against Insurance Fraud Charges?

An experienced Boulder lawyer could tailor your insurance fraud defense to the specific facts of your case. Potential defenses include:

• The act did not materially affect the insurer’s payment decision
• The contested insurance claim was submitted under sound legal advice
• It was an honest mistake and did not have the required intent to commit insurance fraud
• The claim submitted was true and accurate, despite the insurance company’s position to the contrary
• There were violations of procedural or substantive rights when the insurance company obtained evidence of the alleged fraudulent conduct

The appropriate defense strategy depends on the evidence, the specific allegations, and the circumstances surrounding your case.

Speak With a Boulder Defense Attorney About Your Insurance Fraud Charges

An insurance fraud conviction could carry long-term consequences that affect many areas of your life. If authorities are investigating you or prosecutors have filed charges against you, you should act promptly to protect your rights and address the charges against you.

Mike Petrash, a Boulder insurance fraud lawyer and founder of Petrash Law, treats every client with respect, empathy, and understanding. Call Petrash Law today to discuss your situation and receive thoughtful, strategic legal representation tailored to your case.